TL;DR
Where to look for money to start your business, with the official link for each scheme: 102 rows checked on 24 October 2026, across 10 categories. Amounts are only included when the official page publishes them. Licence: Licence Ouverte 2.0 (Etalab). Sources (2)
Service-publicService-public: regional aid for starting or taking over a businessprotectepargne.amf-france.orgAMF: white list of crowdfunding platforms
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- Where to start: how to fund the creation of your business and which company to choose to raise funds.
What the file contains
| Category | Rows |
|---|---|
| Public grant | 11 |
| Honour loan and network | 5 |
| Guarantee | 3 |
| Bank | 11 |
| Regional grant | 14 |
| Business angels | 25 |
| Crowdfunding | 11 |
| Seed fund | 12 |
| Support | 5 |
| Official directory | 5 |
Columns: id, nom, categorie, type_financement, montant_public, pour_qui, territoire, url, source_url, verifie_le, note.
Method
Each row was checked on the scheme's official page or on the organisation's own website, on the date given in verifie_le. montant_public only contains an amount written on that page; empty = the page publishes none. No bank rates are published: they depend on each application. Investment ticket sizes of networks and funds are not taken from third-party sources. Excluded after checking: Tudigo (ceased trading in 2026), October (business taken over by another platform), Look&Fin (now real estate only), WinWinner (Belgian platform).
Public grant
| Name | Who it is for | Territory | Published amount |
|---|---|---|---|
| Arce (aid for taking over or creating a business) | Jobseeker receiving unemployment benefit (ARE) who creates or takes over a business | France | 60% of remaining ARE entitlement, less 3% (supplementary pension), paid in 2 instalments |
| Keeping ARE while you start up | Jobseeker receiving benefit | France | — |
| Acre | Founders meeting one of the conditions (jobseeker, under 26, priority neighbourhood, etc.) | France | Company director or self-employed: partial exemption from personal contributions for 12 months. Micro-entrepreneur: contributions at 75% of the normal rate until the end of the 3rd calendar quarter after starting business |
| Bourse French Tech (Bpifrance) | Innovative startup, SME as defined by the EU | France | Up to €30,000, capped at 50% of eligible expenses (up to 70% depending on the company) |
| Bourse French Tech Emergence (Bpifrance) | Deeptech startup less than one year old | France | Up to €90,000 |
| Subvention Innovation (Bpifrance) | SME with an innovation project in the maturation or feasibility phase | France | — |
| Prêt d'amorçage Invest EU (Bpifrance) | Innovative SME less than 5 years old that has already received innovation funding | France | €50,000 to €100,000 (€300,000 with a guarantee from the Region) |
| French Tech Tremplin (Bpifrance) | Entrepreneurs from backgrounds under-represented in tech | France | — |
| Jeune entreprise innovante (JEI) | SME less than 8 years old (11 years if created before 1 January 2023) whose R&D is at least 20% of expenses | France | — |
| Research tax credit (CIR) | Company incurring research expenditure | France | — |
| IR-PME tax reduction (for your investors) | Individual subscribing to the capital of an SME less than 10 years old | France | 18% of the sums paid in (25% in some cases, including social enterprises) |
Honour loan and network
| Name | Who it is for | Territory | Published amount |
|---|---|---|---|
| Prêt d'honneur Création-Reprise (Bpifrance) | Founder or buyer supported by a network | France | €1,000 to €80,000, at 0%, no collateral |
| Initiative France | Founders and buyers | France | 0% loan, no collateral |
| Réseau Entreprendre | Founders and buyers with job-creation potential | France | — |
| France Active | Committed entrepreneurs, including the social and solidarity economy | France | Guarantee of up to 80% of the bank loan |
| Adie: microcredit | People unlikely to obtain a bank loan | France | €300 to €15,000, up to 48 months |
Guarantee
| Name | Who it is for | Territory | Published amount |
|---|---|---|---|
| Garantie Création Standard (Bpifrance) | Company less than 3 years old, loan of 2 to 15 years | France | Guarantee of 60% of the loan |
| SIAGI | Craftspeople, retailers and small businesses | France | — |
| Socama | Banque Populaire business customers | France | — |
Bank
| Name | Who it is for | Territory | Published amount |
|---|---|---|---|
| Crédit Agricole: start-up financing | Founders and buyers | France | — |
| BNP Paribas: L'Offre Création | Founders | France | — |
| Banque Populaire: Prêt Socama Création | Founders | France | — |
| Banque Populaire Bourgogne Franche-Comté: Prêt Créa'Confiance | Founders | Bourgogne-Franche-Comté | — |
| Caisse d'Epargne: Prêt Décollage Pro | Project founders supported by a network | France | 0% loan, no arrangement fee (conditions on the page) |
| Crédit Mutuel: business start-up loan | Founders | France | — |
| CIC: business start-up loan | Founders | France | — |
| Société Générale: business financing | Professionals | France | — |
| LCL: starting a business | Founders | France | — |
| La Banque Postale: funding your start-up | Founders and buyers | France | — |
| Crédit Coopératif: financing | Companies, including the social and solidarity economy | France | — |
Regional grant
| Name | Who it is for | Territory | Published amount |
|---|---|---|---|
| Auvergne-Rhône-Alpes: funding my start-up or takeover | Very small retail and craft businesses | Auvergne-Rhône-Alpes | For a financing plan of between €20,000 and €150,000 |
| Bourgogne-Franche-Comté: start-up aid | SMEs in the region | Bourgogne-Franche-Comté | — |
| Bretagne: Pass Création | Founders and buyers | Bretagne | — |
| Centre-Val de Loire: Pass Création | Founders and buyers | Centre-Val de Loire | — |
| Corse: ADEC, starting up | Project founders | Corse | — |
| Grand Est: starting and taking over | Founders and buyers | Grand Est | — |
| Hauts-de-France: Chéquier Starter | Founders and buyers | Hauts-de-France | — |
| Île-de-France: Pass 1 Entrepreneur#Leader | Founders based in Île-de-France | Île-de-France | — |
| Normandie: Ici, je monte ma boîte | Project founders | Normandie | — |
| Nouvelle-Aquitaine: guide to start-up aid | Founders and buyers | Nouvelle-Aquitaine | — |
| Occitanie: Hub Entreprendre | Founders and buyers | Occitanie | — |
| Pays de la Loire: start, take over, hand on | Founders and buyers | Pays de la Loire | — |
| Région Sud: Mon projet d'entreprise | Founders and buyers | Provence-Alpes-Côte d'Azur | — |
| Overseas territories and other regions: Bpifrance address books | Founders | France | — |
Business angels
| Name | Who it is for | Territory |
|---|---|---|
| France Angels (federation) | Startups looking for a business angel network | France |
| Paris Business Angels | Startups raising a first round | France |
| Femmes Business Angels | Startups | France |
| BADGE (Business Angels des Grandes Écoles) | High-potential startups | France |
| Arts et Métiers Business Angels | Startups | France |
| Investessor | Innovative seed-stage startups | Île-de-France |
| WeLikeStartup | Seed-stage startups | France |
| Seed4Soft | B2B software publishers | France |
| Angels Santé | Healthcare startups | France |
| Angelor | Healthcare startups, from spin-off to Series A | France |
| Aerospace Angels | Aerospace startups | France |
| Provence Business Angels | Startups | Provence-Alpes-Côte d'Azur |
| Sophia Business Angels | Startups | Provence-Alpes-Côte d'Azur |
| Alsace Business Angels | Startups | Grand Est |
| Yeast | Startups | Grand Est |
| Business Angels Marne Ardennes (BAMA) | Startups | Grand Est |
| Grenoble Angels | Startups | Auvergne-Rhône-Alpes |
| Auvergne Business Angels | Startups | Auvergne-Rhône-Alpes |
| Rhône Vallée Angels | Startups in Drôme-Ardèche | Auvergne-Rhône-Alpes |
| Normandie Business Angels | Startups | Normandie |
| Occitanie Angels | Startups | Occitanie |
| Atlantique Business Angels Booster (ABAB) | Innovative projects | Pays de la Loire |
| Finaqui | Startups | Nouvelle-Aquitaine |
| Limousin Business Angels | Startups | Nouvelle-Aquitaine |
| Adour Business Angels | Startups in the South-West | Nouvelle-Aquitaine |
Crowdfunding
| Name | Who it is for | Territory |
|---|---|---|
| Ulule | Creative projects, products, shops | France |
| WiSEED | Startups and SMEs | France |
| Anaxago | Startups and SMEs | France |
| Sowefund | Tech and impact startups | France |
| Happy Capital | Startups and SMEs | France |
| Blast | Tech startups | France |
| Les Entreprêteurs | SMEs and real estate projects | France |
| MiiMOSA | Agriculture and food | France |
| GwenneG | Breton businesses | Bretagne |
| Credofunding | Projects run by the Christian community | France |
| Lita | Impact businesses | France |
Seed fund
| Name | Who it is for | Territory | Published amount |
|---|---|---|---|
| Kima Ventures | Startups at any stage and in any sector | France | 150k tickets, one-off, 100 new investments a year (according to its website) |
| Frst | Founders at the very beginning, sometimes before incorporation | France | — |
| Galion.exe | Seed-stage startups | France | — |
| 50 Partners | Seed-stage startups | France | — |
| Founders Future | Tech startups | France | — |
| Sista Fund | Startups founded by women or mixed teams | Europe | — |
| Axeleo Capital | Tech startups, from pre-seed to Series B | Europe | — |
| Newfund | Early-stage startups | France and United States | — |
| Daphni | Tech startups | Europe | — |
| Elaia | Tech and deeptech startups | Europe | — |
| Serena | Tech startups | Europe | — |
| Partech | Tech startups | International | — |
Support
| Name | Who it is for | Territory |
|---|---|---|
| BGE | All founders | France |
| Moovjee | Young entrepreneurs aged 18 to 30 | France |
| Pépite France | Students and recent graduates | France |
| Wilco | Innovative startups | Île-de-France |
| Station F: in-house programmes | Startups | Île-de-France |
Official directory
| Name | Who it is for | Territory |
|---|---|---|
| Service-public: regional start-up aid | All founders | France |
| Service-public: finding funding | All founders | France |
| Service-public: reference database of business aid | All founders | France |
| Aides-entreprises.fr (open data) | All founders | France |
| AMF: white list of crowdfunding platforms | Investors and companies raising funds | France |
What is not in the file
- Bank rates and terms: they are negotiated case by case.
- Ticket sizes of business angel networks and funds, unless the fund publishes them itself.
- Local aid from départements, inter-municipal bodies and chambers of commerce: the reference database of business aid lists them.
Report an error or a missing scheme
Write to hello@legalrapide.fr: we check against the official source and publish a new version.
Cite this dataset
LegalRapide, "Funding to start a business in France", version 2026-10-24, https://legalrapide.fr/donnees/financements-creation-entreprise/. Licence: Licence Ouverte 2.0 (Etalab), free reuse, including commercial, with credit to the source and the version date. The licence covers our data; the names and trademarks of the services listed remain the property of their owners. Service-public
Written by Razvan Toma, founder of LegalRapide. How we check our figures · LinkedIn